Financial planning

Congress may make it easier to set money aside for emergency expenses

by

Thomas Barwick | Digitalvision | Getty Images Many families struggle to come up with the cash when faced with an unexpected $400 expense. That lack of emergency savings may force them to borrow money at high interest rates to pay for the surprise expense, putting their financial security at risk. Now Congress has a window … Read more

Here are stocks with excellent vital signs in the health-care sector

by

Me 3645 Studio | Moment | Getty Images Cautious investors are turning over every rock in the equities market in search of stocks that have not only high growth potential, but also a record of resiliency in downturns. Yet this dual advantage — a good offense and a good defense — really isn’t that hard … Read more

Financial awareness growing among millennials, says this survey; 47% respondents choose SIP as preferred investment alternative

by

In the aftermath of the Coronavirus Pandemic, a vast majority of the respondents (41 per cent) set aside a budget of anywhere between 10-20 per cent of their annual income as savings

Warren Buffett Loves T-Bills. You Should Consider Them.

by

Warren Buffett, chairman and CEO of Berkshire Hathaway, has $75 billion in Treasury bills. Saul Loeb/AFP via Getty Images Text size Warren Buffett parks most of Berkshire Hathaway’s cash in ultra-safe U.S. Treasury bills, and individual investors may want to consider following Buffett’s lead now that they are yielding as much as 3%. Treasury bills, … Read more

The Bear Market Has Brought ‘Fear and Uncertainty’ for Gen Z. How They’re Coping.

by

Ella Gupta made her first investment when she was 10. With the help of her parents, she took half the profits of her bracelet-making business and invested in the stock market. At 14, she opened a Roth IRA, after beginning her first job cleaning dental instruments. Now, at 17, Gupta is confronting her first bear … Read more

Buying the Dip Can Be a Retiree’s Best Friend. Here’s How Seniors Can Safely Shop.

by

Photo illustration by Barron’s Staff; (reference) Dreamstime (4) Text size It’s hard at any age to buy stocks when prices are falling, but for retirees it can be especially nerve-racking because their time frame for recovery is shorter if share values continue to fall. But buying a dip prudently can not only boost your returns … Read more

Is the Housing Market Going to Crash? With Rising Mortgage Rates and Sky-high Home Prices, First-Time Buyers Are Being Locked Out

by

When Kellie Stofko and her fiancé, Liam McRae, started house hunting last August, it was with the vision of trading their 800-square-foot Atlanta apartment for a roomier home of their own in time for the holidays. Half a year, dozens of home tours, and eight unsuccessful bids later, Stofko, 25, and McRae, 26, have moved … Read more

RMD Age Stands to Rise to 75 as House Passes Secure Act 2.0. Here’s What to Know.

by

Dreamstime Text size The second major piece of retirement legislation in little more than two years advanced in the House on Tuesday, putting required minimum distributions in line to rise to age 75 over the next decade and increasing the limits on catch-up contributions to retirement accounts for older Americans.  The House of Representatives passed … Read more

This is the money talk couples should have before they get married

by

The Covid-19 pandemic has prompted millions of Americans to put plans, including weddings, on hold. As 2022 unfolds and, we hope, the worst of the pandemic is behind us, nuptials are expected to take place in record numbers. The Wedding Report, a wedding market research firm, projects there will be 2.5 million weddings this year, … Read more