Celebrating 10 Years – Blogging Away Debt Blogging Away Debt


by Expect

Facebook reminded me that this month marks 10 years since we became a family of 5. So I thought I’d take a minute and introduce myself again. I’ve been writing here for five years (is it really that long?) And I’m sure there are people who don’t know who we are … so here it goes.

From 3 to 5

Ten years ago, she was a single mother of two children. We lived in a house owned by my father after 3 years of housing instability since I separated from my husband. I started a consulting business when I was my youngest (Gymnast was 1 year old) and it was my only source of income to support my family. I had student loans, car payments, and no other debt …

And he had just completed certification as a foster parent the year before after dreaming of being a foster parent since the eighth grade. By then, we had had 4 foster children in our home, but none for a long time. Then I got the call …

“Emergency removal of the twins, can you take them away?”

That was literally all they told me. Then the twins appeared carrying around half a dozen black garbage bags filled with their belongings …

This is where it started, the first day with the twins!

Life is as a rollercoaster

There have been many firsts since they arrived. First birthday party, first home cooked meal and first trips. And we even had a few other foster children here over the years. But the twins got trapped and here they were, group of 5 now, 10 years later.

First Halloween!

To be frank, I didn’t plan at the time, that they would still be here. Adoption was not in my life plan. But, alas, God’s plans are much greater than ours.

We have experienced multiple moves, job loss and near homelessness, physical challenges, and many more unexpected adventures. It was hard, very hard. There were times when you really wanted to quit. But I have been blessed with an incredible support system and a chosen family. (My biological family is great, but we are not very close).

I’ve made terrible financial decisions along the way … too many to list them all. But long-term readers would agree that some of the highlights include: buying and selling lots of cars, getting more debt for the wrong reasons, spending too much on kids – activities, experiences, and so on, not prioritizing my payments. debts and incessantly.

Now we’re here

The twins will turn 23 this year. I return to the business world after 15 years as a consultant. We have 1 more child in the family – Beauty joined us just over a year ago, so now we are 3 boys and 3 girls (and 4 dogs). I bought the house that we have rented for the last 4 years since the summer, the first house. I have been a homeowner since my marriage ended 14 years ago. Life is good. And I get out of debt.

Writing here makes me responsible. I am known for making terrible decisions. But right now, in this moment and moment, things are going well. And I’m definitely on my way out of debt!

I would love to know more about you … what is your story? Where are you on your debt settlement journey?



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